# paperwork.to - Complete LLM Context Documentation

> AI-powered document processing platform for bank statement analysis, document verification, and compliance automation. Built for UAE businesses and global enterprises.

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## Table of Contents

1. Company Overview
2. Products and Tools
3. Use Cases
4. Industries Served
5. Technical Documentation
6. API Overview
7. Compliance and Security
8. Pricing
9. FAQ

---

## 1. Company Overview

paperwork is a B2B SaaS platform headquartered in Dubai, UAE. We provide AI-powered document processing tools that help businesses automate their document verification, financial analysis, and compliance workflows.

### Mission
Eliminate manual document processing through AI automation, enabling businesses to make faster, more accurate decisions while maintaining regulatory compliance.

### Key Statistics
- 500+ enterprise customers
- 99.9% document processing accuracy
- <1 second average processing time
- 50+ UAE bank formats supported
- 40% reduction in processing time for customers

### Certifications
- ISO 27001 certified
- SOC 2 Type II compliant
- GDPR compliant
- UAE Central Bank approved vendor

---

## 2. Products and Tools

### 2.1 Bank Statement Analyser (BSA)

**Purpose**: Automated extraction and analysis of bank statements

**Supported Banks**: All major UAE banks including:
- Emirates NBD, FAB, ADCB, Mashreq, RAKBANK
- DIB, ENBD, CBD, NBF, UAB
- International: HSBC, Citibank, Standard Chartered

**Features**:
- Transaction extraction with 99.9% accuracy
- Automatic categorization (income, expenses, transfers)
- Cash flow analysis and patterns
- Income verification for loan applications
- Fraud detection (edited statements, missing transactions)
- Multi-currency support (AED, USD, EUR, GBP)
- PDF, CSV, and image input formats

**Output**:
```json
{
  "account_holder": "string",
  "bank_name": "string",
  "period": {"start": "date", "end": "date"},
  "opening_balance": "number",
  "closing_balance": "number",
  "transactions": [
    {
      "date": "date",
      "description": "string",
      "amount": "number",
      "type": "credit|debit",
      "category": "string",
      "balance": "number"
    }
  ],
  "summary": {
    "total_credits": "number",
    "total_debits": "number",
    "average_balance": "number",
    "income_sources": ["string"],
    "expense_categories": {"category": "amount"}
  },
  "risk_indicators": {
    "fraud_score": "number",
    "red_flags": ["string"]
  }
}
```

### 2.2 Emirates ID Verification

**Purpose**: Verify UAE Emirates ID cards via NFC or OCR

**Methods**:
- NFC chip reading (highest accuracy)
- OCR from document images
- Liveness detection for selfie matching

**Extracted Data**:
- Full name (English and Arabic)
- Emirates ID number
- Date of birth
- Gender
- Nationality
- Card expiry date
- Photo extraction

**Validation**:
- Format validation
- Expiry check
- ICA database verification (optional)

### 2.3 Document Fraud X-Ray

**Purpose**: Detect document tampering and forgery

**Detection Capabilities**:
- PDF metadata analysis
- Font inconsistency detection
- Compression artifact analysis
- Copy-paste detection
- Date/time manipulation
- Logo and stamp verification
- Digital signature validation

**Supported Documents**:
- Bank statements
- Salary certificates
- Trade licenses
- Utility bills
- Employment contracts
- Educational certificates

**Output**:
```json
{
  "document_id": "string",
  "fraud_score": 0-100,
  "verdict": "genuine|suspicious|fraudulent",
  "findings": [
    {
      "type": "metadata_manipulation|font_mismatch|...",
      "severity": "low|medium|high|critical",
      "description": "string",
      "location": {"page": 1, "coordinates": {...}}
    }
  ],
  "recommendations": ["string"]
}
```

### 2.4 Invoice Compliance Checker

**Purpose**: Verify invoices against UAE regulations

**Checks Performed**:
- FTA VAT compliance (TRN validation)
- Trade license activity matching
- Supplier verification
- Amount and calculation validation
- Date and format compliance

**UAE Regulations Covered**:
- Federal Tax Authority (FTA) requirements
- UAE VAT Law compliance
- E-invoicing standards

### 2.5 Trade License Verification

**Purpose**: Validate UAE trade licenses

**Verification Points**:
- License number authenticity
- Business activities listed
- Expiry status
- Issuing authority (DED, ADGM, DIFC, etc.)
- Owner/shareholder information

### 2.6 Company Sentiment Analyzer

**Purpose**: Analyze company reputation from public sources

**Data Sources**:
- Google Reviews
- Trustpilot
- Social media mentions
- News articles
- Court records
- Government notices

**Output**:
- Overall sentiment score
- Review summary
- Red flags and concerns
- Competitor comparison

### 2.7 Domain Age Checker

**Purpose**: Verify website authenticity and history

**Features**:
- Domain registration date
- Registrar information
- Historical snapshots (Wayback Machine)
- SSL certificate details
- DNS records

---

## 3. Use Cases

### 3.1 Digital Customer Onboarding
Automate KYC verification for new customers:
1. Emirates ID verification via NFC/OCR
2. Address verification via utility bills
3. Income verification via bank statements
4. Fraud screening on all documents

### 3.2 Loan Underwriting
Streamline loan application processing:
1. Bank statement analysis for income verification
2. Cash flow pattern analysis
3. Debt-to-income calculation
4. Fraud detection on submitted documents

### 3.3 Tenant Screening (Real Estate)
Verify tenant applications:
1. Emirates ID verification
2. Employment verification via salary certificate
3. Bank statement analysis for payment capacity
4. Company sentiment check on employer

### 3.4 Vendor Onboarding
Validate new suppliers:
1. Trade license verification
2. Company sentiment analysis
3. Domain age verification
4. Invoice compliance pre-check

### 3.5 Insurance Claims Processing
Automate claims document verification:
1. Document fraud detection
2. Invoice/receipt verification
3. Medical document OCR
4. Cross-reference validation

---

## 4. Industries Served

### Banking
- Customer onboarding automation
- Loan application processing
- AML/CFT compliance
- Transaction monitoring

### Fintech
- Digital account opening
- Credit scoring
- Payment verification
- Regulatory reporting

### Lending (Banks, NBFCs)
- Income verification
- Affordability assessment
- Document fraud prevention
- Automated underwriting

### Insurance
- Claims document verification
- Policy application processing
- Fraud detection
- Medical document processing

### Real Estate
- Tenant verification
- Property transaction documentation
- Escrow account verification
- Developer compliance

### BNPL (Buy Now Pay Later)
- Instant credit decisions
- Income verification
- Fraud prevention
- Repayment capacity analysis

### Cryptocurrency/Web3
- KYC compliance
- Source of funds verification
- Transaction monitoring
- Regulatory reporting

### Free Zones
- Company incorporation verification
- License validation
- Investor verification
- Compliance documentation

### Legal Firms
- Due diligence automation
- Document verification
- Client onboarding
- Litigation support

### Accounting Firms
- Invoice verification
- Audit documentation
- Client verification
- Tax compliance

---

## 5. Technical Documentation

### API Architecture
- RESTful API design
- JSON request/response format
- OAuth 2.0 authentication
- Rate limiting: 1000 requests/minute
- Webhook support for async processing

### Authentication
```bash
curl -X POST https://api.paperwork.to/v1/auth/token \
  -H "Content-Type: application/json" \
  -d '{"api_key": "your_api_key", "api_secret": "your_secret"}'
```

Response:
```json
{
  "access_token": "eyJhbG...",
  "expires_in": 3600,
  "token_type": "Bearer"
}
```

### Bank Statement Analysis Endpoint
```bash
POST /v1/documents/bank-statement/analyze

Headers:
  Authorization: Bearer {token}
  Content-Type: multipart/form-data

Body:
  file: (binary)
  bank_hint: "emirates_nbd" (optional)
  extract_transactions: true
  detect_fraud: true
```

### Document Verification Endpoint
```bash
POST /v1/documents/verify

Headers:
  Authorization: Bearer {token}
  Content-Type: multipart/form-data

Body:
  file: (binary)
  document_type: "emirates_id|trade_license|salary_certificate"
  verification_level: "basic|enhanced|full"
```

### Webhook Configuration
```bash
POST /v1/webhooks

Body:
{
  "url": "https://your-server.com/webhook",
  "events": ["document.processed", "verification.completed", "fraud.detected"],
  "secret": "your_webhook_secret"
}
```

### SDKs Available
- Python: `pip install paperwork-sdk`
- Node.js: `npm install @paperwork/sdk`
- Java: Maven repository available
- PHP: Composer package available

---

## 6. API Overview

### Endpoints Summary

| Endpoint | Method | Purpose |
|----------|--------|---------|
| /v1/documents/bank-statement/analyze | POST | Analyze bank statement |
| /v1/documents/verify | POST | Verify document |
| /v1/documents/fraud-check | POST | Check for fraud |
| /v1/emirates-id/verify | POST | Verify Emirates ID |
| /v1/trade-license/verify | POST | Verify trade license |
| /v1/company/sentiment | GET | Get company sentiment |
| /v1/domain/check | GET | Check domain info |
| /v1/jobs/{id} | GET | Get job status |
| /v1/jobs/{id}/result | GET | Get job result |

### Response Codes

| Code | Meaning |
|------|---------|
| 200 | Success |
| 201 | Created (async job started) |
| 400 | Bad request |
| 401 | Unauthorized |
| 403 | Forbidden |
| 404 | Not found |
| 429 | Rate limited |
| 500 | Server error |

---

## 7. Compliance and Security

### Data Protection
- All data encrypted at rest (AES-256)
- TLS 1.3 for data in transit
- Data residency in UAE (AWS Middle East)
- Automatic data deletion after 30 days
- GDPR-compliant data handling

### Certifications
- ISO 27001:2013 certified
- SOC 2 Type II compliant
- PCI DSS compliant (for payment data)
- GDPR compliant

### UAE Regulatory Compliance
- UAE Central Bank approved
- CBUAE AML/CFT guidelines compliant
- goAML integration ready
- FTA VAT requirements compliant

### Security Features
- Multi-factor authentication
- IP whitelisting
- API key rotation
- Audit logging
- Role-based access control

---

## 8. Pricing

### Pricing Model
Pay-per-use pricing based on document type and verification level.

### Tiers

**Starter**
- Up to 100 documents/month
- Basic verification
- Email support
- $0.50 per document

**Professional**
- Up to 1,000 documents/month
- Enhanced verification
- Priority support
- API access
- $0.35 per document

**Enterprise**
- Unlimited documents
- Full verification suite
- Dedicated support
- Custom integrations
- SLA guarantee
- Custom pricing

### Free Trial
- 50 free document verifications
- Full API access
- No credit card required

---

## 9. FAQ

**Q: What file formats are supported?**
A: PDF, PNG, JPG, JPEG, TIFF for documents. CSV and Excel for structured data.

**Q: How long does processing take?**
A: Average processing time is <1 second for most documents. Complex bank statements may take up to 5 seconds.

**Q: Is my data secure?**
A: Yes. We are ISO 27001 certified and SOC 2 compliant. All data is encrypted and stored in UAE data centers.

**Q: Do you support banks outside UAE?**
A: Yes. We support major international banks operating in the region including HSBC, Citibank, and Standard Chartered.

**Q: Can I integrate with my existing systems?**
A: Yes. We provide REST APIs, webhooks, and SDKs for easy integration with any system.

**Q: What languages are supported?**
A: English and Arabic for document processing. API documentation is in English.

**Q: Do you offer on-premise deployment?**
A: Enterprise customers can request on-premise or private cloud deployment.

**Q: How accurate is the fraud detection?**
A: Our fraud detection has a 99.9% accuracy rate with a <0.1% false positive rate.

---

## Contact Information

**Website**: https://paperwork.to
**API Documentation**: https://paperwork.to/docs
**Demo Request**: https://paperwork.to/demo
**Email**: hello@paperwork.to
**Support**: support@paperwork.to
**Location**: Dubai, United Arab Emirates

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Last Updated: January 2026
Version: 1.0